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PULSE® Card-on-File Solutions Overview

PULSE’s card-on-file solutions improve the recurring transaction experience for debit cardholders, merchants, and issuers.

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Over the past decade, PULSE has expanded its digital-commerce capabilities, transforming from a PIN debit network to one that offers the full range of debit transactions and verification methods, both in-store and online. Among the more recent enhancements PULSE has made are two solutions for card-on-file (COF) transactions.

PULSE® Side-by-Side Token Service enables routing choice on tokenized COF purchases, including cryptogram validation. Real-Time Account Updater keeps non-tokenized COF accounts current, preventing a payment disruption when cardholder information changes due to card reissuance or expiration. To learn more, view or download the PDF below.