PULSE Perspectives – June 2026
In this issue: BNPL as an opportunity for issuers, federal agency collaboration around fraud prevention, and agentic commerce liability questions.
Article | 3 min read
Articles & Blogs
Explore debit industry trends, innovations, and insights to stay ahead in payments, fraud prevention, and cardholder behavior.
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3 Trends Shaping the Future of Payments
New payment and currency options and agentic AI are reshaping the future of commerce. Learn how financial service providers can keep up with the pace of change.
Article | 6 min read
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Two Decades of Debit – Thriving Amid Change, Challenges
Five takeaways from 20 years of the Debit Issuer Study show why and how debit has expanded and adapted to continue serving the needs of consumers in an increasingly digital world.
Flipbook | 5 min read
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Faster Payments: What Debit Issuers Need to Know
As financial institutions consider adding real-time payment services, it is important to know the differences between the options and the critical attributes to consider.
Article | 4 min read
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Looking to Grow Debit Volume? Consider Virtual Cards
Should your institution offer virtual cards? Learn how and why issuers are deploying them and what benefits they offer account holders.
Article | 6 min read
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Extraco Banks®: A Decade of Success with Discover® Debit
A Texas bank increased interchange revenue, reduced costs, and enhanced the customer experience by switching to Discover Debit.
Article | 3 min read
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Want to Level Up Your Debit Program? Watch Our Webinar
PULSE’s Steve Sievert shares tips for elevating your debit performance by addressing key areas of your program systematically and strategically.
Recap | 2 min read
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Webinar Reveals Stunning Levels of Sophistication Among Fraudsters
A payments fraud expert reveals how fraudsters conduct large-scale attacks, and how financial institutions can fight back.
Recap | 2 min read
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In Fighting Fraud, Reducing Losses is Only Half the Battle
Fraud attempts are varied and complex. Your efforts to prevent them should be too, taking into account more than just minimizing losses.
Article | 7 min read
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3 Strategies to Make Your Debit Program Best-in-Class
Issuers can elevate their debit program performance by applying best practices and employing effective marketing tactics to reinforce their efforts. Learn how.
Article | 6 min read
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Top 5 Findings from the 2024 Debit Issuer Study
Five key data points illustrate improvements in issuers’ debit-program performance and the continuing digital evolution of debit.
Recap | 2 min read
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NEWS RELEASE: PULSE® Study Finds Debit’s Importance to Consumers Continues to Increase
More U.S. consumers are using debit for more transactions, and spending more in the process. Read our news release.
News Release | 4 min read
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Issuers Strengthen Debit Program Performance, Confront Challenges
Issuers are experiencing debit growth and strong program performance, while confronting the challenges of ongoing fraud threats and pending regulations.
Article | 6 min read
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Banking Strategy: Thrive Amid “Explosive” Challenges
David Schiff of West Monroe explains why data is a key success factor in banking and payments performance in the current environment.
Recap | 1 min read
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Discover® Debit: Three Reasons One Bank Made the Switch
In this video, Misti Mostiller of Extraco Banks explains what was behind the bank’s decision to switch debit card brands.
Article | 1 min read
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Three Payment Trends to Watch
Tony Hayes of Banking and Payments Group shares insights on debit growth and regulation in payments, among other topics.
Article | 2 min read
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4 Key Findings from the 2023 Debit Issuer Study: On-Demand Webinar
The 2023 Debit Issuer Study highlighted four key trends in debit. Learn more in this informative webinar.
Recap | 2 min read
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Debit continues to thrive: 2022 PULSE® Debit Issuer Study
Debit remains the preferred form of payment for everyday transactions as debit card penetration hit historic levels and issuers responded with greater digital-first solutions.
Article | 3 min read
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DebitProtect® brings the latest approach to fight bot and BIN attacks
Bad bots and BIN attacks are increasing. These automated attacks use malicious programs to hit online merchants and companies everywhere. Protect against cyberattacks and mitigate risk with PULSE.
Article | 4 min read
