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Current Issue

3 Trends Shaping the Future of Payments

New payment and currency options and agentic AI are reshaping the future of commerce. Learn how financial service providers can keep up with the pace of change.

Article | 6 min read

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Issuer Strategies for the New Era of Retail Banking

Experts David Albertazzi and David Shipper explore retail-banking trends and discuss how financial institutions can empower their customers.

Recap | 2 min read

Fight Fraud With 7 Simple Tips

As fraudsters become more sophisticated, helping consumers understand the risks is essential. Check out our simple tips to help your account holders boost protection.

Flyer | 2 min read

PULSE Perspectives – June 2026

In this issue: BNPL as an opportunity for issuers, federal agency collaboration around fraud prevention, and agentic commerce liability questions.

Article | 3 min read

Past Issues

Faster Payments: What Debit Issuers Need to Know

As financial institutions consider adding real-time payment services, it is important to know the differences between the options and the critical attributes to consider.

Article | 4 min read

PULSE Perspectives – December 2025

In this issue: hurdles to faster-payments adoption, the fight against holiday gift-card fraud, and expanding Pay by Bank options.

Article | 2 min read

Looking to Grow Debit Volume? Consider Virtual Cards

Should your institution offer virtual cards? Learn how and why issuers are deploying them and what benefits they offer account holders.

Article | 6 min read

Extraco Banks®: A Decade of Success with Discover® Debit

A Texas bank increased interchange revenue, reduced costs, and enhanced the customer experience by switching to Discover Debit.

Article | 3 min read

The Enduring Role of ATMs in a Digital-First World

In an era dominated by digital transactions and fintech innovations, Automated Teller Machines (ATMs) continue to play a pivotal role in the financial ecosystem.

Article | 3 min read

Banking on Gen Z: Loyalty Strategies from a Top Financial Commentator

Financial commentator and Gen Z expert Kyla Scanlon discusses how financial institutions can build authentic connections with this influential consumer base.

Recap | 2 min read

Want to Level Up Your Debit Program? Watch Our Webinar

PULSE’s Steve Sievert shares tips for elevating your debit performance by addressing key areas of your program systematically and strategically.

Recap | 2 min read

Webinar Reveals Stunning Levels of Sophistication Among Fraudsters

A payments fraud expert reveals how fraudsters conduct large-scale attacks, and how financial institutions can fight back.

Recap | 2 min read

In Fighting Fraud, Reducing Losses is Only Half the Battle

Fraud attempts are varied and complex. Your efforts to prevent them should be too, taking into account more than just minimizing losses.

Article | 7 min read

3 Strategies to Make Your Debit Program Best-in-Class

Issuers can elevate their debit program performance by applying best practices and employing effective marketing tactics to reinforce their efforts. Learn how.

Article | 6 min read

Top 5 Findings from the 2024 Debit Issuer Study

Five key data points illustrate improvements in issuers’ debit-program performance and the continuing digital evolution of debit.

Recap | 2 min read

2024 Debit Issuer Study: Amid Continued Growth, Changing Debit Dynamics Emerge

This year’s study details debit’s core strengths, digital demand, emerging challenges, and issuers’ priorities and outlook.

Report | 17 min read

Unlock the Value of Your Data with the PULSE Debit Dashboard®

A payment analytics dashboard can help debit issuers meet customer needs, control costs and improve profits.

Article | 6 min read

Banking Strategy: Thrive Amid “Explosive” Challenges

David Schiff of West Monroe explains why data is a key success factor in banking and payments performance in the current environment.

Recap | 1 min read

Discover® Debit: Three Reasons One Bank Made the Switch

In this video, Misti Mostiller of Extraco Banks explains what was behind the bank’s decision to switch debit card brands.

Article | 1 min read

4 Key Findings from the 2023 Debit Issuer Study: On-Demand Webinar

The 2023 Debit Issuer Study highlighted four key trends in debit. Learn more in this informative webinar.

Recap | 2 min read

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