Debit Download

Current Issue

Faster Payments: What Debit Issuers Need to Know

As financial institutions consider adding real-time payment services, it is important to know the differences between the options and the critical attributes to consider.

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PULSE Perspectives – December 2025

In this issue: hurdles to faster-payments adoption, the fight against holiday gift-card fraud, and expanding Pay by Bank options.

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Past Issues

Looking to Grow Debit Volume? Consider Virtual Cards

Should your institution offer virtual cards? Learn how and why issuers are deploying them and what benefits they offer account holders.

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Extraco Banks®: A Decade of Success with Discover® Debit

A Texas bank increased interchange revenue, reduced costs, and enhanced the customer experience by switching to Discover Debit.

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The Enduring Role of ATMs in a Digital-First World

In an era dominated by digital transactions and fintech innovations, Automated Teller Machines (ATMs) continue to play a pivotal role in the financial ecosystem.

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Banking on Gen Z: Loyalty Strategies from a Top Financial Commentator

Financial commentator and Gen Z expert Kyla Scanlon discusses how financial institutions can build authentic connections with this influential consumer base.

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Want to Level Up Your Debit Program? Watch Our Webinar

PULSE’s Steve Sievert shares tips for elevating your debit performance by addressing key areas of your program systematically and strategically.

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Webinar Reveals Stunning Levels of Sophistication Among Fraudsters

A payments fraud expert reveals how fraudsters conduct large-scale attacks, and how financial institutions can fight back.

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PULSE Perspectives – July 2025

In this issue: debit use in leading digital wallets soars; Buy Now, Pay Later risks rise; and toll and text scams proliferate.

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In Fighting Fraud, Reducing Losses is Only Half the Battle

Fraud attempts are varied and complex. Your efforts to prevent them should be too, taking into account more than just minimizing losses.

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3 Strategies to Make Your Debit Program Best-in-Class

Issuers can elevate their debit program performance by applying best practices and employing effective marketing tactics to reinforce their efforts. Learn how.

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The Secret of Debit's Success? Adapting to Changes

Consumers continue to choose debit, even as new payment channels emerge. View the infographic to see why.

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Top 5 Findings from the 2024 Debit Issuer Study

Five key data points illustrate improvements in issuers’ debit-program performance and the continuing digital evolution of debit.

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2024 Debit Issuer Study: Amid Continued Growth, Changing Debit Dynamics Emerge

This year’s study details debit’s core strengths, digital demand, emerging challenges, and issuers’ priorities and outlook.

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PULSE Perspectives – November 2024

PULSE offers its perspective on news, analysis, and research in payments and banking. In this issue: P2P providers clarify payment rules.

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Unlock the Value of Your Data with the PULSE Debit Dashboard®

A payment analytics dashboard can help debit issuers meet customer needs, control costs and improve profits.

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Banking Strategy: Thrive Amid “Explosive” Challenges

David Schiff of West Monroe explains why data is a key success factor in banking and payments performance in the current environment.

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CNP Fraud is Evolving. Learn What Issuers Can Do.

Chris Uriarte of Glenbrook Partners provides insights and guidance on changes in CNP fraud.

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Discover® Debit: Three Reasons One Bank Made the Switch

In this video, Misti Mostiller of Extraco Banks explains what was behind the bank’s decision to switch debit card brands.

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Unlocking the Potential of Generative AI in Payments

Chris Uriarte of Glenbrook Partners addresses emerging use cases for generative AI in payments, and how industry stakeholders can prepare.

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